44 Business Capital

About Us

James specializes in generating small business loans to owner-operated businesses and franchises. He began his finance career in 1988 with GE Capital working on large commercial transactions in various capacities including underwriting, managing and sourcing. Since 2004 he has been solely focused on SBA Financing concentrating on business acquisitions, commercial real estate and franchises. Prior to joining 44 Business Capital, James was a Senior SBA Lender with Busey Bank and has served as Vice President of SBA Lending at Comerica Bank, Wells Fargo, The Bancorp and Radius Bank. With 30-plus years of experience in the finance industry, combined with a consultative approach, James takes the time to get to know and understand the needs of his clients. He works closely with the client to help structure financing that best fits their needs.

James earned his MS in Business Administration from Northern Illinois University and his BS in Business Administration from Southern Illinois University. He has used his SBA knowledge to conduct seminars with trade associations and community college events illustrating not only the benefits of SBA lending, but how to best use it as a tool to launch, acquire and/or grow a business. He is also involved in his community in numerous ways, including being on the Board of Directors for a local education based charitable organization, as a contributor to the Future Business Leaders of America (FBLA) and a Triathlon Committee Member in his hometown of Wauconda, IL. In his free time James is an avid cyclist and musician.